Why timebox? Most knowledge workers feel overburdened. Like The Joker in the Batman movies, we have all, at one point or the other, muttered to ourselves: 'So much to do, so little time.'
Gold is an excellent asset class for diversification and should be included in all long-term portfolios.
Taxpayers seeking to save tax from the sale of gold (including inherited) should reinvest the capital gains in residential property to avail of the benefit provided by Section 54F.
The choice of tax regime dictates how your income will be taxed. If you don't make the right pick, you might end up losing money.
FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
Investors should use a mix of active and passive funds.
If you fail to make the lump sum deposit before April 5, do so at least before the 5th of the next month (May). That way you will only lose out on the interest for April.
Don't solely focus on tax-saving alone.
If the gift is received from a relative, there is no tax implication. But if the gift is received from a non-relative and exceeds Rs 50,000 in value during a financial year, the entire value of the gift is taxable.
Tactical investors should have an investment horizon of around six months to one year, long-term investors should stick around for 10 years or more.
Investors must adopt a balanced approach, incorporating both styles in their portfolios.
LTA can be claimed only for domestic travel and is available for two journeys within a block of four years.
In numerous instances, family members are unaware of an insurance policy's existence, let alone its details.
An individual can avail tax deduction on the amount spent during the year on a deferred annuity for self, spouse, or child.
Those who cannot bear significant downturns (as much as 40 per cent) or have a short horizon should exit entirely.
Taxpayers with old, outstanding taxes will benefit from the CBDT's new scheme.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
Everyone (with some exceptions) whose estimated tax liability is Rs 10,000 or more in a financial year must pay advance tax.
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